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Teresa Downey
VP, Producing Production Manager
NMLS ID #: 658841
Mobile: (678) 873-2957
Fax: (678) 580-4117

Born and raised in the suburbs of Atlanta, Teresa Downey began her career in the mortgage industry in 1988. Having held many positions during her mortgage career, she brings a vast amount of knowledge and experience to her clients.

As a mortgage banker, Teresa is dedicated to exceeding the expectations of her clients and building relationships for life. Teresa takes pride in the service she provides her clients. Whether you are buying, selling, or building your dream home, you have a lot riding on the performance of your mortgage professional. Since market conditions and loan programs can change rapidly, it is important that you engage a true mortgage professional to help you navigate through the many options available and the overall process. Teresa is excited about the opportunity to help you!

In her spare time, Teresa enjoys spending time with family, including her two adult children who live in the metro Atlanta area, and she is an active member of First Baptist Church of Woodstock. An avid reader, Teresa also is a member of two book clubs.

Customer Testimonials

You really made an impression on me today with how hard and quickly you work; you answered my questions in no time flat. Thank you!

Brad C.

I would like to thank each of you for all of your hard work and helping making my family dream come true with our new home purchase! Thank you greatly!

Eric C.

Teresa answered all my questions and executed my loan with speed and accuracy.

Andrea S.

Ms. Downey was very helpful and exceeded our expectations. She was very knowledgeable and answered all of our questions. She was there for us when we needed her.

Joseph S.

This was my first time buying a home, and a complex process such as this was made clear and simple with the help of Teresa Downey! Teresa explained everything so well, and had quick responses to any questions. I had no stress, and this made buying a new home fun and exciting- as it should be!

Madison G.

Thank you for everything you did for us throughout this whole process. We are so very appreciative for all of your help- there are truly no words to describe it!!

Jenna D.

Teresa really worked hard to have my loan approved. I just want to say thanks a million times for everything!

W. G.

Teresa was very responsive, and I really appreciated that.

Kristen R.

I especially appreciated the communication from Teresa. There was no point at which I felt like I had to ask, 'What's going on?' because I was kept updated on the progress of my loan application.

Roderick T.

Teresa walked us through the entire process and was very knowledgeable.

Kristin P.

Ms. Teresa Downey and the BankSouth team made my experience in becoming a homeowner a good one. She made time to answer my questions no matter the time, day or night. She treated me like family, and went out of her way to get me the best rates. I appreciate all of the time and effort Ms. Downey and her colleagues put into this process. I am very happy with my experience. Thank you, Ms. Downey and BankSouth Team for all that you did for me. I am grateful to you all.

Cheryl T.

Teresa was always very responsive to my inquiries and helped moved the process along quickly and efficiently.

Kyle J.

Teresa Downey did it all perfectly. Her timeliness in securing our approval was top notch.

Thomas H.

Teresa was wonderful - very helpful and always kept us informed. She stayed in contact with us and answered any questions we had quickly. She went over and beyond our service expectations.

Catherine C.

The closing went very well and on time. Thank you so much everyone for your effort to help us closing for our new home sweet home. Special thanks to Ms. Teresa Downey.

Sameer S.

Thank you for a great job! You never cease to dazzle me with your customer service!

Nancy M.

Teresa Downey did a FANTASTIC job walking us through the process, which has changed drastically since our last financing. She made herself available 24/7 and went way beyond the call of duty to make sure we understood the process and made sure everything got done in time.

Jennifer M.

We had really tight deadlines, and Teresa was able to meet them all.

Robert L.

Purchasing a home can be stressful, and I had no problem showing how much I was feeling it. The combination of “life” and purchasing a home made aspects of the experience a little less exciting. However, Teresa and the team remained poised, professional, and HUMAN! I didn’t feel like I was another loan number. Now that life has settled down for my husband and me, I truly want to thank Teresa for everything! You were a Godsend in more ways than you’ll know!

LaToya N.

Thank you so much, Teresa, for taking the time to stop by our closing. Thank you also for the lovely "welcome home" gift! Each of those items will surely be put to use in the next few days! We can't thank you enough for all of your help throughout this process, and we look forward to working with you again someday (not for a while, though!). We will definitely refer you to anyone who inquires about a reliable lender.

Melissa and Steven D.