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Teresa Downey
VP, Producing Production Manager
NMLS ID #: 658841
Mobile: (678) 873-2957
Fax: (678) 580-4117

Born and raised in the suburbs of Atlanta, Teresa Downey began her career in the mortgage industry in 1988. Having held many positions during her mortgage career, she brings a vast amount of knowledge and experience to her clients.

As a mortgage banker, Teresa is dedicated to exceeding the expectations of her clients and building relationships for life. Teresa takes pride in the service she provides her clients. Whether you are buying, selling, or building your dream home, you have a lot riding on the performance of your mortgage professional. Since market conditions and loan programs can change rapidly, it is important that you engage a true mortgage professional to help you navigate through the many options available and the overall process. Teresa is excited about the opportunity to help you!

In her spare time, Teresa enjoys spending time with family, including her two adult children who live in the metro Atlanta area, and she is an active member of First Baptist Church of Woodstock. An avid reader, Teresa also is a member of two book clubs.

Customer Testimonials

Thank you for everything! You and your team are truly amazing, and I thank you for being so patient with me and for making it possible for Arthur and I to purchase our first home!

Jessica G.

Ms. Teresa Downey and the BankSouth team made my experience in becoming a homeowner a good one. She made time to answer my questions no matter the time, day or night. She treated me like family, and went out of her way to get me the best rates. I appreciate all of the time and effort Ms. Downey and her colleagues put into this process. I am very happy with my experience. Thank you, Ms. Downey and BankSouth Team for all that you did for me. I am grateful to you all.

Cheryl T.

You cannot believe the shock I am still in, and how blessed we are to have closed on our first house June 2014. I have never worked with any one or any company who really was thorough and who cared about my individual needs and concerns as much as you did. I was so stressed about getting this house, and my ability to even qualify. You made sure that every i was dotted and every t was crossed so that when my file went to underwriting I had no glitches. I can't begin to tell you how amazing you were to reach out to me the few times I doubted this process because I couldn't get the necessary paperwork in time or I found it difficult to understand all the numbers. Thank you again and again and again. You made this first time home buyer experience, a learning one, and a great experience to work with you. I would recommend you to anyone who needed a loan to purchase a house. My husband and I will never forget the dream you made a reality, and it brings tears to my eyes knowing how you held my hand every step of the way. Thank you again, and we LOVE our new home. Teresa you are the BEST of the BEST!

Devin S.

This was my first time buying a home, and a complex process such as this was made clear and simple with the help of Teresa Downey! Teresa explained everything so well, and had quick responses to any questions. I had no stress, and this made buying a new home fun and exciting- as it should be!

Madison G.

Teresa really worked hard to have my loan approved. I just want to say thanks a million times for everything!

W. G.

I especially appreciated the communication from Teresa. There was no point at which I felt like I had to ask, 'What's going on?' because I was kept updated on the progress of my loan application.

Roderick T.

Thank you for everything you did for us throughout this whole process. We are so very appreciative for all of your help- there are truly no words to describe it!!

Jenna D.

You really made an impression on me today with how hard and quickly you work; you answered my questions in no time flat. Thank you!

Brad C.

Teresa was very responsive, and I really appreciated that.

Kristen R.

Thank you for a great job! You never cease to dazzle me with your customer service!

Nancy M.

Teresa was always very responsive to my inquiries and helped moved the process along quickly and efficiently.

Kyle J.

Teresa was great. She was quick to respond to my emails and calls and made the process as smooth as possible. It was a pleasure working with her and I look forward to her assist on our next property.

Stewart N.

Teresa Downey did it all perfectly. Her timeliness in securing our approval was top notch.

Thomas H.

Teresa answered all my questions and executed my loan with speed and accuracy.

Andrea S.

Teresa!!!!!! It's official. I am all done with closing!!! Thank you thank you thank you so very much for all your help! I couldn't have done it without you. Your diligence, and personal attention meant so much to me. I am so grateful and so thankful for this opportunity! You have made my dream come true!!!

Devin S.

Teresa walked us through the entire process and was very knowledgeable.

Kristin P.

Teresa was quick to respond to our needs. Everything was handled in a professional manner.

William H.

I would like to thank each of you for all of your hard work and helping making my family dream come true with our new home purchase! Thank you greatly!

Eric C.

Teresa was wonderful - very helpful and always kept us informed. She stayed in contact with us and answered any questions we had quickly. She went over and beyond our service expectations.

Catherine C.

We had really tight deadlines, and Teresa was able to meet them all.

Robert L.