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Teresa Downey
VP, Producing Production Manager
NMLS ID #: 658841
Mobile: (678) 873-2957
Fax: (678) 580-4117

Born and raised in the suburbs of Atlanta, Teresa Downey began her career in the mortgage industry in 1988. Having held many positions during her mortgage career, she brings a vast amount of knowledge and experience to her clients.

As a mortgage banker, Teresa is dedicated to exceeding the expectations of her clients and building relationships for life. Teresa takes pride in the service she provides her clients. Whether you are buying, selling, or building your dream home, you have a lot riding on the performance of your mortgage professional. Since market conditions and loan programs can change rapidly, it is important that you engage a true mortgage professional to help you navigate through the many options available and the overall process. Teresa is excited about the opportunity to help you!

In her spare time, Teresa enjoys spending time with family, including her two adult children who live in the metro Atlanta area.

Customer Testimonials

Teresa was very responsive, and I really appreciated that.

Kristen R.

Thank you for everything you did for us throughout this whole process. We are so very appreciative for all of your help- there are truly no words to describe it!!

Jenna D.

Teresa was quick to respond to our needs. Everything was handled in a professional manner.

William H.

Teresa has been my go-to mortgage person for about 20 years. Her level of commitment to my success and happiness is above and beyond! I have had the pleasure of working with her on the purchase of four homes. Her knowledge of the business, documentation requirements, and closing abilities are top notch. I am Team Downey for life.

Amy G.

Teresa really worked hard to have my loan approved. I just want to say thanks a million times for everything!

W. G.

Thank you for everything! You and your team are truly amazing, and I thank you for being so patient with me and for making it possible for Arthur and I to purchase our first home!

Jessica G.

Teresa was great. She was quick to respond to my emails and calls and made the process as smooth as possible. It was a pleasure working with her and I look forward to her assist on our next property.

Stewart N.

Teresa Downey did it all perfectly. Her timeliness in securing our approval was top notch.

Thomas H.

You cannot believe the shock I am still in, and how blessed we are to have closed on our first house June 2014. I have never worked with any one or any company who really was thorough and who cared about my individual needs and concerns as much as you did. I was so stressed about getting this house, and my ability to even qualify. You made sure that every i was dotted and every t was crossed so that when my file went to underwriting I had no glitches. I can't begin to tell you how amazing you were to reach out to me the few times I doubted this process because I couldn't get the necessary paperwork in time or I found it difficult to understand all the numbers. Thank you again and again and again. You made this first time home buyer experience, a learning one, and a great experience to work with you. I would recommend you to anyone who needed a loan to purchase a house. My husband and I will never forget the dream you made a reality, and it brings tears to my eyes knowing how you held my hand every step of the way. Thank you again, and we LOVE our new home. Teresa you are the BEST of the BEST!

Devin S.

Ms. Teresa Downey and the BankSouth team made my experience in becoming a homeowner a good one. She made time to answer my questions no matter the time, day or night. She treated me like family, and went out of her way to get me the best rates. I appreciate all of the time and effort Ms. Downey and her colleagues put into this process. I am very happy with my experience. Thank you, Ms. Downey and BankSouth Team for all that you did for me. I am grateful to you all.

Cheryl T.

Teresa was always very responsive to my inquiries and helped moved the process along quickly and efficiently.

Kyle J.

Always took my calls and answered any questions I had. I liked the mobile app that gave me notifications when something needed to be done or reviewed.

Hallie R.

We had really tight deadlines, and Teresa was able to meet them all.

Robert L.

Teresa walked us through the entire process and was very knowledgeable.

Kristin P.

We were so happy with the way our loan was handled by everyone involved. Teresa is very knowledgeable which allowed us to relax and know that the transaction would be taken care of for us. It was a great experience working with BankSouth!

June N.

Teresa was readily available to answer any questions and she offered great guidance throughout the entire home buying (loan) process. Thank you!

Paula J.

The questions I had were answered promptly. I've not experienced the home buying process in over 20 years and lots of things have changed. Teresa and her team made that transition much more clear and helpful.

Amy L.

Thank you for a great job! You never cease to dazzle me with your customer service!

Nancy M.

Thank you so much, Teresa, for taking the time to stop by our closing. Thank you also for the lovely "welcome home" gift! Each of those items will surely be put to use in the next few days! We can't thank you enough for all of your help throughout this process, and we look forward to working with you again someday (not for a while, though!). We will definitely refer you to anyone who inquires about a reliable lender.

Melissa and Steven D.

Teresa and her team worked tirelessly to close on our new home. They stayed in constant communication which made us more comfortable with the process. This is our second time going through the mortgage process, and Teresa made it an effortless and easy process for us! Highly recommend reaching out to Teresa for your next mortgage!

Kyle Y.

Teresa was so wonderful and quick to respond. This was our first home purchase so we were very unfamiliar with the process. She was very patient with me and answered any questions with care I had promptly. I'm very thankful I used Teresa and BackSouth. Definitely made our first experience seamless.

Crissy J.

Teresa was so wonderful to work with. She went above and beyond in making sure all of our concerns were met and if we ever had any questions she was always available to clear anything up. My wife and I couldn't be more thankful for her awesome service.

Zachary G.

Teresa!!!!!! It's official. I am all done with closing!!! Thank you thank you thank you so very much for all your help! I couldn't have done it without you. Your diligence, and personal attention meant so much to me. I am so grateful and so thankful for this opportunity! You have made my dream come true!!!

Devin S.

Ms. Downey was very helpful and exceeded our expectations. She was very knowledgeable and answered all of our questions. She was there for us when we needed her.

Joseph S.

It was a small loan on a small rental home. As I am retired, it required a great deal of backup. Teresa and her team were outstanding in assisting me in accumulating and processing my information.

Frank P.

I especially appreciated the communication from Teresa. There was no point at which I felt like I had to ask, 'What's going on?' because I was kept updated on the progress of my loan application.

Roderick T.

Teresa and her team were quick to respond and very helpful with any questions I had during the refinance reprocess.

Andrew R.

Teresa was wonderful - very helpful and always kept us informed. She stayed in contact with us and answered any questions we had quickly. She went over and beyond our service expectations.

Catherine C.

I would like to thank each of you for all of your hard work and helping making my family dream come true with our new home purchase! Thank you greatly!

Eric C.

The whole process was smooth and easy. Communication was quick and clear so I always knew what was going on.

Catherine C.

From start to finish the process was quick and simple. The app was the greatest tool to upload all documents and keeping track of status. Very informational and professional staff through the entire process. Thanks.

Philip E.

Teresa Downey did a FANTASTIC job walking us through the process, which has changed drastically since our last financing. She made herself available 24/7 and went way beyond the call of duty to make sure we understood the process and made sure everything got done in time.

Jennifer M.

Communication was perfect, interactions were smooth and everything was very positive. Loved Teresa and team!!!

Michael G.

Teresa answered all my questions and executed my loan with speed and accuracy.

Andrea S.

The closing went very well and on time. Thank you so much everyone for your effort to help us closing for our new home sweet home. Special thanks to Ms. Teresa Downey.

Sameer S.

Teresa was very responsive, supportive and guided me through several loan options that would best fit my needs. Great experience and highly recommend!

Allen C.

This was my first time buying a home, and a complex process such as this was made clear and simple with the help of Teresa Downey! Teresa explained everything so well, and had quick responses to any questions. I had no stress, and this made buying a new home fun and exciting- as it should be!

Madison G.

You really made an impression on me today with how hard and quickly you work; you answered my questions in no time flat. Thank you!

Brad C.

Purchasing a home can be stressful, and I had no problem showing how much I was feeling it. The combination of “life” and purchasing a home made aspects of the experience a little less exciting. However, Teresa and the team remained poised, professional, and HUMAN! I didn’t feel like I was another loan number. Now that life has settled down for my husband and me, I truly want to thank Teresa for everything! You were a Godsend in more ways than you’ll know!

LaToya N.